Does flood insurance cover burst pipes or just storms?
When you're staring with a puddle within your hallway thinking does flood insurance cover burst pipes , you're probably looking for a quick answer before the drywall starts falling apart. The short response is usually simply no. It feels like the trick question since, to any normal person, a house full of water will be a flooded home. But in the insurance world, the original source of the water changes everything. In case the water comes from the floor up (like a river overflowing or even a massive rainstorm), that's a flood. If it comes from the ceiling or maybe the walls because the copper pipe lastly gave up the cat, that's considered "water damage, " not a "flood. " ...